Find Your True Pesos per Mile
Powered by Real Math, Not Marketing Hype

Forget spend multipliers, points-to-miles conversions, and flashy rates with "up to" hidden in fine print. We've calculated the exact PHP to earn an actual airmile across Philippine banks — so you get to your next flight sooner.

109

Credit and Debit Cards

14

Philippine Banks

15

Airline Miles Programs

Choose an Airline Miles Program

Why Airline Selection Matters

While some specialized cards earn miles directly with a partner airline, most cards earn general bank rewards points.

When transferring rewards points to an airline, points are rarely converted to miles 1-to-1. Selecting an airline adjusts the calculations so you see each card's true Peso per mile for that airline.

Set a Spend Category

How Spending Categories Work

Select None to see a card’s standard, everyday earning rate. Selecting a category highlights cards that offer bonus points for specific spending.

Importantly, banks trigger these bonuses based on the store's backend tagging with the bank or the card network's Merchant Category Code (MCC). For instance, not every transaction with food will be classified as "Dining." Refer to the bank's Terms and Conditions for the full breakdown of which specific merchant classifications qualify for accelerated rewards rates.

The Best Miles Cards for You:

  • Fastest Earn

    BDO American Express Explorer Card

    ₱30/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱30,000 spend

    Learn More
  • Fastest Earn

    BDO Diners Club Premiere

    ₱30/mile

    Min. Redemption

    500 miles

    Equivalent to ₱15,000 spend

    Learn More
  • Fastest Earn

    Chinabank Destinations World Mastercard

    ₱30/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱30,000 spend

    Learn More
  • Fastest Earn

    Chinabank Wealth World Elite Mastercard

    ₱30/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱30,000 spend

    Learn More
  • Fastest Earn

    Metrobank Travel Signature Visa

    ₱30/mile

    Min. Redemption

    8,000 miles

    Equivalent to ₱240,000 spend

    Learn More
  • PNB Mabuhay Miles World Mastercard

    ₱38/mile

    Min. Redemption

    None
    Learn More
  • EastWest Priority Visa Infinite

    ₱40/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱40,000 spend

    Learn More
  • RCBC Airmiles Visa Signature

    ₱48/mile

    Min. Redemption

    2,500 miles

    Equivalent to ₱120,000 spend

    Learn More
  • BDO Diners Club International

    ₱50/mile

    Min. Redemption

    250 miles

    Equivalent to ₱12,500 spend

    Learn More
  • BPI Signature Card

    ₱50/mile

    Min. Redemption

    3,200 miles

    Equivalent to ₱160,000 spend

    Learn More
  • Metrobank World Mastercard

    ₱50/mile

    Min. Redemption

    4,000 miles

    Equivalent to ₱200,000 spend

    Learn More
  • PNB Mabuhay Miles NOW Mastercard

    ₱58/mile

    Min. Redemption

    None
    Learn More
  • PNB Mabuhay Miles Platinum Mastercard

    ₱58/mile

    Min. Redemption

    None
    Learn More
  • Chinabank Destinations Platinum Mastercard

    ₱60/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱60,000 spend

    Learn More
  • PNB La Salle Greenhills Alumni Association Platinum Mastercard

    ₱70/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱140,000 spend

    Learn More
  • PNB Diamond UnionPay

    ₱70/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱140,000 spend

    Learn More
  • PNB Alturas Visa

    ₱70/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱140,000 spend

    Learn More
  • PNB Alumni Association of Xavier School Platinum Mastercard

    ₱70/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱140,000 spend

    Learn More
  • PNB Immaculate Conception Academy Alumnae Association Platinum Mastercard

    ₱70/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱140,000 spend

    Learn More
  • PNB The Travel Club Platinum Mastercard

    ₱70/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱140,000 spend

    Learn More
  • PNB Platinum Mastercard

    ₱70/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱140,000 spend

    Learn More
  • PNB Essentials Mastercard

    ₱70/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱140,000 spend

    Learn More
  • PNB JCB Platinum

    ₱70/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱140,000 spend

    Learn More
  • BPI Platinum Rewards Card

    ₱75/mile

    Min. Redemption

    3,200 miles

    Equivalent to ₱240,000 spend

    Learn More
  • Security Bank World Mastercard

    ₱77.78/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱77,780 spend

    Learn More
  • BDO American Express Platinum Credit Card

    ₱90/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱180,000 spend

    Learn More
  • UnionBank Reserve Visa Infinite

    ₱90/mile

    Min. Redemption

    500 miles

    Equivalent to ₱45,000 spend

    Learn More
  • UnionBank Reserve World Elite Mastercard

    ₱90/mile

    Min. Redemption

    500 miles

    Equivalent to ₱45,000 spend

    Learn More
  • UnionBank Miles+ World Mastercard

    ₱90/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱90,000 spend

    Learn More
  • UnionBank Miles+ Visa Signature

    ₱90/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱90,000 spend

    Learn More
  • Maybank Visa Infinite

    ₱100/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱100,000 spend

    Learn More
  • Metrobank Platinum Mastercard

    ₱100/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱200,000 spend

    Learn More
  • Security Bank Platinum Mastercard

    ₱116.67/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱116,670 spend

    Learn More
  • HSBC Premier Mastercard

    ₱120/mile

    Min. Redemption

    1,500 miles

    Equivalent to ₱180,000 spend

    Learn More
  • HSBC Premier Travel Mastercard

    ₱120/mile

    Min. Redemption

    1,500 miles

    Equivalent to ₱180,000 spend

    Learn More
  • BDO Blue from American Express

    ₱135/mile

    Min. Redemption

    3,000 miles

    Equivalent to ₱405,000 spend

    Learn More
  • Maybank Visa Platinum

    ₱150/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱150,000 spend

    Learn More
  • Maybank Platinum Mastercard

    ₱150/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱150,000 spend

    Learn More
  • RCBC World Mastercard

    ₱150/mile

    Min. Redemption

    500 miles

    Equivalent to ₱75,000 spend

    Learn More
  • RCBC Visa Infinite

    ₱150/mile

    Min. Redemption

    500 miles

    Equivalent to ₱75,000 spend

    Learn More
  • RCBC Hexagon Club Priority

    ₱150/mile

    Min. Redemption

    500 miles

    Equivalent to ₱75,000 spend

    Learn More
  • EastWest Platinum Mastercard

    ₱180/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱180,000 spend

    Learn More
  • Chinabank Ultra Rewards Visa Signature

    ₱200/mile

    Min. Redemption

    2,500 miles

    Equivalent to ₱500,000 spend

    Learn More
  • HSBC Red Platinum Mastercard

    ₱200/mile

    Min. Redemption

    1,500 miles

    Equivalent to ₱300,000 spend

    Learn More
  • PNB PAL Mabuhay Miles Priority Debit Mastercard

    ₱200/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱400,000 spend

    Learn More
  • Maybank Manchester United

    ₱225/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱225,000 spend

    Learn More
  • Maybank Visa Gold

    ₱225/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱225,000 spend

    Learn More
  • Maybank Gold Mastercard

    ₱225/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱225,000 spend

    Learn More
  • Chinabank Prime Mastercard

    ₱240/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱240,000 spend

    Learn More
  • Chinabank Platinum Mastercard

    ₱240/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱240,000 spend

    Learn More
  • Chinabank World Mastercard

    ₱240/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱240,000 spend

    Learn More
  • PNB PAL Mabuhay Miles Debit Mastercard

    ₱250/mile

    Min. Redemption

    2,000 miles

    Equivalent to ₱500,000 spend

    Learn More
  • RCBC ZALORA Credit Card

    ₱250/mile

    Min. Redemption

    500 miles

    Equivalent to ₱125,000 spend

    Learn More
  • RCBC Flex Gold Visa

    ₱250/mile

    Min. Redemption

    500 miles

    Equivalent to ₱125,000 spend

    Learn More
  • RCBC Flex Visa

    ₱250/mile

    Min. Redemption

    500 miles

    Equivalent to ₱125,000 spend

    Learn More
  • Maybank Standard Mastercard

    ₱300/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱300,000 spend

    Learn More
  • Maybank Visa Classic

    ₱300/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱300,000 spend

    Learn More
  • EastWest Gold Mastercard

    ₱364/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱364,000 spend

    Learn More
  • EastWest Privilege Mastercard

    ₱364/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱364,000 spend

    Learn More
  • EastWest Privilege Visa

    ₱364/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱364,000 spend

    Learn More
  • RCBC Landmark Anson's Mastercard

    ₱416.65/mile

    Min. Redemption

    500 miles

    Equivalent to ₱208,325 spend

    Learn More
  • Bank of Commerce Platinum Mastercard

    ₱420/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱420,000 spend

    Learn More
  • Bank of Commerce World Mastercard

    ₱420/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱420,000 spend

    Learn More
  • UnionBank Rewards Visa Platinum

    ₱450/mile

    Min. Redemption

    1,250 miles

    Equivalent to ₱562,500 spend

    Learn More
  • UnionBank Rewards Mastercard

    ₱450/mile

    Min. Redemption

    1,250 miles

    Equivalent to ₱562,500 spend

    Learn More
  • EastWest JCB Platinum

    ₱500/mile

    Min. Redemption

    500 miles

    Equivalent to ₱250,000 spend

    Learn More
  • EastWest JCB Gold

    ₱500/mile

    Min. Redemption

    5 miles

    Equivalent to ₱2,500 spend

    Learn More
  • Metrobank Titanium Card

    ₱500/mile

    Min. Redemption

    800 miles

    Equivalent to ₱400,000 spend

    Learn More
  • Metrobank Rewards Plus

    ₱500/mile

    Min. Redemption

    800 miles

    Equivalent to ₱400,000 spend

    Learn More
  • BPI Rewards Card

    ₱560/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱560,000 spend

    Learn More
  • BPI Gold Rewards Card

    ₱560/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱560,000 spend

    Learn More
  • AUB Gold Mastercard

    ₱575/mile

    Min. Redemption

    3,000 miles

    Equivalent to ₱1,725,000 spend

    Learn More
  • AUB Platinum Mastercard

    ₱575/mile

    Min. Redemption

    3,000 miles

    Equivalent to ₱1,725,000 spend

    Learn More
  • Metrobank Vantage Mastercard

    ₱600/mile

    Min. Redemption

    700 miles

    Equivalent to ₱420,000 spend

    Learn More
  • Metrobank Toyota Mastercard

    ₱600/mile

    Min. Redemption

    700 miles

    Equivalent to ₱420,000 spend

    Learn More
  • Metrobank Toyota Platinum Card

    ₱600/mile

    Min. Redemption

    700 miles

    Equivalent to ₱420,000 spend

    Learn More
  • BPI Edge Card

    ₱800/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱800,000 spend

    Learn More
  • Chinabank Freedom Mastercard

    ₱825/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱825,000 spend

    Learn More
  • BDO ShopMore Mastercard

    ₱833.33/mile

    Min. Redemption

    150 miles

    Equivalent to ₱125,000 spend

    Learn More
  • BDO Bench Mastercard

    ₱833.33/mile

    Min. Redemption

    150 miles

    Equivalent to ₱125,000 spend

    Learn More
  • Bank of Commerce Classic Mastercard

    ₱840/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱840,000 spend

    Learn More
  • Bank of Commerce Gold Mastercard

    ₱840/mile

    Min. Redemption

    1,000 miles

    Equivalent to ₱840,000 spend

    Learn More
  • BDO Standard Mastercard

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More
  • BDO Gold Mastercard

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More
  • BDO Platinum Mastercard

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More
  • BDO World Elite Mastercard

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More
  • BDO Visa Gold

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More
  • BDO Visa Platinum

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More
  • BDO JCB Lucky Cat

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More
  • BDO JCB Gold

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More
  • BDO JCB Platinum

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More
  • BDO Gold UnionPay

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More
  • BDO Diamond UnionPay

    ₱1,666.67/mile

    Min. Redemption

    150 miles

    Equivalent to ₱250,000 spend

    Learn More